The banks in India have more or less the same working hours. The general opening time is 9 am to 10 am and closing time is 3:30 pm to 4:30 pm. The lunch hour is around 1 pm but all the banks provide uninterrupted service even during the lunch hour as the staff goes for lunch in different shifts. There are also timings for specific banking activities. Knowing the working hours of banks is really important for planning a visit to the bank and scheduling other appointments. This article will highlight the working hours of major banks in India.
Central bank of India timings on weekdays
Central Bank of India timings set by the bank on weekdays (that is from Monday to Friday) is from 10:00 am to 4:00 pm. The bank provides all the banking services during these working hours. Customers can go to the bank branches during these hours for any type of banking activity if it is offline. For most of the online activities, customers can have access anytime.
Central Bank of India timings on weekends
Central bank of India is closed on the second and fourth Saturdays and remains open at the same time as on weekdays on the first, third and the fifth Saturday of the Month. So, you can go anytime from 10:00 am to 4:00 pm on the second and fourth Saturdays for various banking activities. The Central Bank remains closed on all Sundays.
Central Bank of India lunchtime
The Central Bank sets the lunchtime from 2:00 pm to 2:30 pm. However, there is no interruption in the services. The staff go for lunch at different shifts to make sure that they provide continuous banking service to the customers. So, you can visit the bank anytime during the working hours to carry out any banking activities. Again this timing may vary from branch to branch depending on the location of the branch.
Punjab National bank timings on weekdays
Punjab National bank timings set by the bank on weekdays (that is from Monday to Friday) is from 10:00 am to 5:00 pm. The bank provides all the banking services during these working hours. Customers can go to the bank branches during these hours for any type of banking activity if it is offline. For most of the online activities, customers can have access anytime.
Punjab National Bank timings on weekends
Punjab National Bank is closed on the second and fourth Saturdays and remains open at the same time as on weekdays on the first, third and the fifth Saturday of the Month. So, you can go anytime from 10:00 am am to 5:00 pm on the second and fourth Saturdays for various banking activities. Punjab National Bank is closed on all Sundays.
Punjab National Bank lunchtime
Punjab national bank sets the lunchtime from 2:00 pm to 2:30 pm. However, there is no interruption in the services. The staff go for lunch at different shifts to make sure that they provide continuous banking service to the customers. So, you can visit the bank anytime during the working hours to carry out any banking activities. Again this timing may vary from branch to branch depending on the location of the branch.
HDFC bank timings on weekdays
HDFC bank timings set by the bank on weekdays (that is from Monday to Friday) are from 10:00 am to 4:00 pm. The bank provides all the banking services during these working hours. Customers can go to the bank branches during these hours for any type of banking activity if it is offline. For most of the online activities, customers can have access anytime.
HDFC Bank timings on weekends
HDFC bank is closed on the second and fourth Saturdays and remains open at the same time as on weekdays on the first, third and the fifth Saturday of the Month. So, you can go anytime from 10:00 am to 4:00 pm on the second and fourth Saturdays for various banking activities. HDFC Bank remains closed on all Sundays.
HDFC Bank of India lunchtime
HDFC Bank sets the lunchtime from 1:00 pm to 2:00pm. However, there is no interruption in the services. The staff go for lunch at different shifts to make sure that they provide continuous banking service to the customers. So, you can visit the bank anytime during the working hours to carry out any banking activities. Again this timing may vary from branch to branch depending on the location of the branch.
Here is a list of some other banks and the timings.
Bank |
Opening Time |
Closing Time |
Lunch Break |
State Bank of India |
10:00 AM |
4:00 PM |
1:00 PM to 2:00 PM |
ICICI Bank |
9:30 AM |
4:30 PM |
1:00 PM to 2:00 PM |
Axis Bank |
9:30 AM |
4:30 PM |
1:00 PM to 2:00 PM |
Bank of Baroda |
10:00 AM |
4:00 PM |
1:00 PM to 2:00 PM |
Kotak Mahindra Bank |
10:00 AM |
4:00 PM |
1:00 PM to 2:00 PM |
IDBI Bank |
10:00 AM |
4:00 PM |
1:00 PM to 2:00 PM |
Union Bank of India |
10:00 AM |
4:00 PM |
1:00 PM to 2:00 P |
Bank timings for online transactions
In most of the banks, the processing window for NEFT transactions is open from 8:00 AM to 6:30 PM every day, excluding 2nd and 4th Saturdays and Sundays. However, customers can access NEFT services through online banking 24×7 without any charges for fund transfers.
Regarding RTGS transactions, Bank of Baroda facilitates transfers from 8:00 AM to 4:30 PM on all working days, except for 2nd and 4th Saturdays, Sundays, and bank holidays. Additionally, customers have access to Immediate Payment Service (IMPS) 24×7 for transferring funds to other banks.
If you want to know the bank holiday, you can have a look at the Holiday list for the year 2024:
Date |
Day |
Holiday |
Jan 1 |
Monday |
New Year’s Day |
Jan 15 |
Monday |
Makara Sankranti |
Jan 17 |
Wednesday |
Guru Gobind Singh Jayanti |
Jan 23 |
Tuesday |
Netaji Subhas Chandra Bose Jayanti |
Jan 26 |
Friday |
Republic Day |
Mar 8 |
Friday |
Maha Shivaratri |
Mar 25 |
Monday |
Holi |
Mar 29 |
Friday |
Good Friday |
Apr 9 |
Tuesday |
Ugadi |
Apr 10 |
Wednesday |
Idul Fitr |
Apr 14 |
Sunday |
Dr Ambedkar Jayanti |
Apr 17 |
Wednesday |
Ram Navami |
Apr 21 |
Sunday |
Mahavir Jayanti |
May 1 |
Wednesday |
May Day |
May 10 |
Friday |
Maharshi Parasuram Jayanti |
May 23 |
Thursday |
Buddha Purnima |
Jun 17 |
Monday |
Bakrid / Eid al Adha |
Jul 17 |
Wednesday |
Muharram |
Aug 15 |
Thursday |
Independence Day |
Aug 19 |
Monday |
Raksha Bandhan |
Aug 26 |
Monday |
Janmashtami |
Sep 7 |
Saturday |
Ganesh Chaturthi |
Sep 16 |
Monday |
Eid e Milad |
Oct 2 |
Wednesday |
Gandhi Jayanti |
Oct 10 |
Thursday |
Maha Saptami |
Oct 11 |
Friday |
Maha Ashtami |
Oct 13 |
Sunday |
Vijaya Dashami |
Oct 17 |
Thursday |
Maharishi Valmiki Jayanti |
Oct 31 |
Thursday |
Deepavali |
Nov 1 |
Friday |
Diwali |
Nov 2 |
Saturday |
Deepavali Holiday |
Nov 3 |
Sunday |
Bhai Dooj |
Nov 15 |
Friday |
Guru Nanak Jayanti |
Dec 25 |
Wednesday |
Christmas Day |