Union Bank Balance Check Online & Offline

Berry Mathew

Updated on:

Union Bank Balance Check Online & Offline

In earlier days, customers were required to visit Banks to know their account balances, but nowadays the same can be done with the help of different mobile apps. After downloading the app, one can register for mobile banking & can view the account balance. 

Union Bank of India provides multiple services to its clients. To customers who want to get their account balances checked sitting at home, services of online and mobile banking are available. Also, SMS service and Missed Call service can be utilized for the same. In order to do so, the customers first are required to get their mobile number registered with the bank. After getting the mobile number registered, all these services can be availed.

Below mentioned are the various methods that Union Bank provides its customers to get their account balances, mini statements, etc.

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  • Union Bank of India Balance Check by visiting the ATM

Below mentioned are the steps to make a Union Bank of India Balance enquiry by visiting the ATM:

  • Visit any nearest ATM and swipe the debit card.
  • Enter a 4-digit ATM Pin.
  • Select “Balance Enquiry” from the menu.
  • A screen will be displayed showing the account balance.
  • This can be done by visiting any bank’s ATM i.e. it is not mandatory to visit Union Bank of India only.
  • Also, the last 10 transactions can be checked by using the “Mini Statement option”.
  • Union Bank of India Balance Check via Missed Call

Account holders can call on the below-mentioned Union Bank Balance Enquiry Number to know their account balance:


To avail of this service, an account holder should first get their mobile number registered.

  • Union Bank of India Balance Check via SMS

Union Bank customers can check their account balance with the help of SMS Banking. They just need to send a message “UBAL” and send it to “09223008486” from their registered mobile numbers so as to receive the account balance.

Also, they can avail of Mini Statement on their mobiles with the help of SMS Banking by sending an SMS “UMNS” and send it to “09223008486”.

Notably, the designated number for IOB would differ from that of the Indian Bank Balance Check Number or any other number. Hence, it is better to check the same in order to avoid confusion.

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  • Union Bank of India Balance Check via USSD

Unstructured Supplementary Service Data allows users without having a smartphone or an internet connection to use mobile services. Below mentioned are the steps to check the Union Bank of India account balance with the help of USSD:

  • Register the mobile number with the bank account.
  • Open the phone dialer and dial.
  • Choose the preferred language.
  • Customers can dial *99# from the registered mobile number.
  • Enter the first three letters or IFSC code or the 2 digits bank code followed by send. 
  • Follow the instructions and a UBI balance check can be made or UBI Mini Statement can be received.
  • Union Bank of India Balance Check via Mobile Banking

There are lot many mobile apps that assist in checking the account balance via mobile banking facilities. To avail of the mobile banking facility, customers are first required to get their mobile numbers registered with the bank by visiting their nearest branch. 

Below mentioned are the steps for the same:

  • Download any of the UBI mobile apps on your smartphone to use the mobile banking facility.
  • These apps are available both on Android and IOS devices.
  • After installing the app, the customers are required to register their mobile numbers to get started.
  • Use the registered mobile number to generate the OTP which will then be used for registration.
  • Once the registration gets completed, use the mobile banking ID & password to make a login.

Below-mentioned is the mobile apps available for Union Bank of India balance check:

  • U-Mobile App

It is a free mobile banking app having a user-friendly interface. This app allows users to check their account balances in a very convenient manner. Apart from checking balances, the U-Mobile app also helps with the following:

  1. Get the account statements
  2. Transfer funds to UBI and other bank accounts
  3. Make transactions using IMPS
  4. Request a chequebook
  5. Request for loan
  6. Make utility bill payments
  7. Mobile, DTH recharge, etc.
  8. Book Movie tickets
  9. Credit card bill payments
  10. Flight Tickets
  • Union Selfie and mPassbook

These are the electronic versions of the physical passbook that allows users to check their bank account balance.

  1. UBI and Non-UBI account holders both can download the app.
  2. Create an account instantaneously with the help of a mobile number, PAN Card and Aadhar Card.
  3. Customers can add multiple bank accounts to this app to view the account balance instantly. 
  • Union Bank of India Balance Check via Net Banking

  • Registered account holders can use net banking using the credentials to log in to the website to check the account balance.
  • UBI allows users to make balance enquiries, get account statements, transfer funds, NEFT, IMPS, etc. with the help of Net banking.
  • With the help of net banking, users can also make utility bill payments. 
  • Union Bank of India Balance Check via UPI

Below mentioned are the steps to check the account balance via UPI:

  • Open any UPI app on the smartphone.
  • Enter the code.
  • Select the account for which the balance is to be checked.
  • Click on “Check balance”.
  • Enter the UPI PIN.
  • The balance will be displayed on the screen.