Everything You Need to Know About Car Accident Claim in Atlanta

Charlotte Miller

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Getting into a car accident due to someone else’s negligence can bring enormous amounts of stress into your life. Often, victims suffer from severe injuries that disrupt their day-to-day activities and impact other aspects of their lives. Additionally, treating these injuries can create immense financial pressure for victims. 

Moreover, victims suffer from emotional distress, which causes additional distress. In many situations, people bear these expenses alone without realizing what they can do ahead. Fortunately, the country’s law provides support for people who become victims of personal injury accidents, including car accidents. 

If you or someone you know is injured in a car accident due to someone else’s fault, you can file for a car accident claim. Since car accident claims are complex, you can take assistance from a personal injury lawyer Atlanta.

When can you file a car accident claim in Atlanta?

According to the law, you get two years from the accident date to file a car accident claim. Once the statute of limitation is passed, the victim can no longer get financial compensation for the accident. Note that the 2-year statute of limitation is also applicable for victims who lost their loved ones in a car accident. 

Additionally, if the car accident involves a government vehicle, you have one year to sue and file a claim. Various factors decide the statute of limitations. If the injury does not include bodily injuries and includes only property damage, you get four years to file a car accident claim. 

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Does the car accident statute of limation apply to insurance claims?

Despite the rules, the statute of limitation for applying for insurance claims varies from one company to another. Your insurance adjuster or the company will specify the time limit to raise the claim. It would be helpful to ask these questions before paying the premium. 

In addition, make sure you follow the insurance company’s time limits, as not following the timelines from the insurance company can lead to a breach of your policy, reducing the chances of getting financial compensation for your injuries and damages. 

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Should you speak to a lawyer before filing a car accident claim?

Yes. It is vital to speak to an experienced lawyer. Based on the evidence you have collected and your accident, your lawyer can review your case and let you know when is the right time to file the claim. It is better to start the procedure as early as possible to ensure you get maximum compensation. However, the presence of a lawyer will help you understand all the factors clearly.