Car Accident Compensation Claims: 5 Myths You Need to Stop Believing

Charlotte Miller

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An automobile accident is defined as any incident in which a vehicle collides with another vehicle, person, item, or property. Whether the incident is the result of careless driving, a lack of alertness, driving while inebriated, or poor road conditions, the consequences are the same for everyone involved. Typically, police will come on the scene and file a report to determine who was at fault, what caused the incident, and the extent of the damage.

Car accidents can cause bruises, fractured bones, soft tissue injuries, and whiplashes, among other things. In more catastrophic cases, it might result in lasting trauma, necessitating the victim’s need for medical treatment for the rest of their lives.

Most people are aware that they may file a compensation claim if they are involved in a car accident. Even so, many misconceptions regarding car accidents persist, preventing many victims from receiving the help they need and collecting what is rightfully theirs.

This is why, today, we’re here to shed some light on the problem and assist people in understanding what they should and shouldn’t do in the case of a car accident or an injury claim. Here are a few of the most common misconceptions about automobile accident claims, as well as the facts that correct them.

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If the crash was minor, I can leave the scene

Some people believe that if the accident was minor, leaving the scene is not a problem. This is false, and if you leave the accident site without reporting it to authorities, you might face serious consequences.

If you are the driver and the collision has resulted in a person being injured or property being damaged, you must stop immediately and contact everyone else involved. If you can’t figure out who owns the property you’ve harmed, call the authorities and report the issue so they can figure out the situation.

There are even more reasons to not leave the site of a car accident if you are the victim. Make a note of the vehicle’s make, model, and license plate number, as well as the names of anybody else involved in the crash. If you are a victim of an automobile accident and are entitled to compensation, you will need this information later.

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I don’t need an attorney, I have a good insurer

Many people feel that if they pay their car insurance on time, the insurance company will become their best friend in the case of an accident. This could not be further from the truth, especially if you have been harmed.

Car insurance companies usually only deal with car and property damage claims, and they may even decline to pursue a claim if resolving it would require too many resources. As a consequence, you may be required to pay for costly car repairs as well as medical bills.

If you’ve been in a car accident and want to submit a compensation claim, you should contact a reputable personal injury attorney. Look for an attorney who has handled car accidents in the past and knows what to do to assist you get the reimbursement you deserve.

I shouldn’t go to the hospital if I don’t see any injuries

Just because you don’t have noticeable injuries after a car accident doesn’t mean you shouldn’t seek medical attention immediately soon. Car accidents can result in spinal cord injury, stomach injuries, and other health problems that take time to develop and can be hazardous if you do not seek prompt medical assistance. Brain and bone abnormalities can be difficult to identify without a thorough medical examination, and the severity of these injuries might grow with time.

Following the crash, you should consult a doctor right once and have a thorough medical checkup. It’s better to be careful than to risk a small ailment evolving into something more serious. In addition, if your injuries are not correctly identified, you will be unable to obtain compensation, even if the diseases continue to affect you in the future.

Filing a claim guarantees compensation

This is a prevalent misconception in vehicle accident claims. Making a claim does not guarantee that you will get compensation, even if it was not your fault for the accident. The circumstances of the accident, particularly the type of injuries you incurred, will play a significant influence in determining if and how much compensation you will get. There are computerized tools, such as, that can approximate how much compensation you are entitled to get, so you can have a sense of what to expect.

Hiring an experienced personal injury lawyer who understands what to do in this situation is your best bet for obtaining compensation. They will guide you through each stage of the process and advise you on how to continue in order to collect what is rightfully yours. Seek legal counsel as quickly as possible, because personal injury claims can only be filed within a three-year timeframe from the moment of the accident. The longer you wait, the less likely you are to prove you qualify for compensation.

Personal injury lawyers are expensive and unnecessary

The biggest misconception on this list is reserved until last. The amount of people who believe that hiring a personal injury attorney is expensive and inconvenient is more than you may assume. This couldn’t be further from the truth; in fact, if your case is strong enough, you can end up paying the attorney nothing at all.

The vast majority of personal injury attorneys work on a contingency fee basis, which means you won’t have to pay anything unless they win your case. When this happens, legal fees are determined as a percentage of the claim and deducted from the money you get, so you won’t have to pay anything up front.