10 Tips You Need To Follow If You Want To Avoid Overpaying On Car Hire

Charlotte Miller

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Renting a car can be an exciting and convenient way to explore new destinations, but it’s important to be aware of potential pitfalls that could lead to overpaying. By following these 10 tips and understanding each topic in detail, you can avoid unnecessary fees, hidden charges, and costly mistakes when renting a car.

Book in advance:

Booking your rental car in advance offers several advantages. Not only can you secure lower rates, but it also gives you time to compare prices and explore special discounts offered by different companies. Planning ahead allows you to make informed decisions and find the best deals.

Avoid airport rentals:

Renting a car from an airport location often comes with additional taxes and fees. These costs are typically passed on to the renters, resulting in higher daily rates. Instead, consider renting from neighborhood locations that offer free shuttle transportation or have lower base rates.

Research your own insurance coverage:

Before signing the rental contract, it’s crucial to research and understand your personal auto insurance and credit card policies. Knowing the extent of your coverage can help you avoid paying for duplicate insurance offered by the rental company.

Make sure to check if your insurance company provides a primary collision damage waiver (CDW) and if it covers the type of car you’re renting and the country you’re in.

Keep in mind that even if you have CDW coverage, you are still subjected to pay the excess.

Car hire excess insurance in Europe provides valuable coverage and peace of mind when renting a car on the continent. Whether you’re traveling for business or pleasure, having the right insurance protection is essential to avoid unexpected expenses in the event of damage or theft of the rental vehicle. Here are some key points about car hire excess insurance in Europe:

  • Coverage: European car hire excess insurance offers protection against excess costs associated with vehicle damage, theft, vandalism, and other incidents. The coverage amount can vary, with some policies providing protection up to US$ 4,500.
  • What’s covered: Car hire excess insurance typically covers a range of aspects, including bodywork, tires, roof, windscreen, undercarriage, and towing costs. Some policies may also include coverage for breakdown assistance and misfuelling excess costs.
  • Policy options: European car hire excess insurance is available in both daily single trip and annual multi-trip formats. Single trip policies can cover rental periods of up to 65 days, while annual policies provide coverage for multiple trips within a 12-month period.
  • Additional drivers: Many car hire excess insurance policies cover additional drivers named on the rental agreement. This can be beneficial if you plan to share the driving responsibilities with others during your trip.
  • Eligibility: Generally, car hire excess insurance in Europe is available to individuals aged between 21 and 84 who hold a full and valid driving license recognized globally. However, specific eligibility criteria may vary depending on the insurance provider.
  • Claim process: In case of damage or theft, you would pay the excess amount to the car rental company and then file a claim with your car hire excess insurance provider to be reimbursed for the eligible costs. Insurance companies often provide hassle-free online claim portals to facilitate the claims process.

Car hire excess insurance provides essential protection, allowing you to enjoy your European travel experiences with greater peace of mind. It’s advisable to compare different insurance providers to find the most suitable policy for your needs, considering coverage limits, pricing, and specific terms and conditions.

Take pictures:

Documenting the condition of the rental car before and after your rental period is essential. Taking pictures can serve as evidence in case the rental company claims damages that you didn’t cause. It’s a good practice to thoroughly inspect the car and document any pre-existing damages to avoid being held responsible.

Consider alternatives to GPS:

Rental companies often charge extra for GPS navigation systems. Instead of paying these fees, you can use your smartphone with navigation apps such as Google Maps or Waze or consider purchasing a local SIM card with a data plan for cost-effective GPS directions.

Be aware of return time:

Knowing the rental car’s return time is crucial to avoid late fees. Some rental companies may not explicitly inform you, so it’s important to ask about the return time and plan accordingly. Returning the car on time can help you avoid unnecessary charges.

Decline unnecessary add-ons:

Carefully review the optional add-ons offered by the rental company and decline those you don’t need. Additional insurance coverage, prepaid gas options, or other extras may add to your costs. Ensure that you understand your existing coverage and only pay for what is necessary.

Fill up the tank yourself:

Avoid convenience fees charged by rental companies for prepaying for gas. Plan your trip to allow time to fill up the tank before returning the car, which can help you avoid inflated fuel prices and unnecessary charges.

Join loyalty programs:

Consider joining loyalty programs offered by car rental companies or organizations like AAA or AARP. These programs often provide benefits such as waived fees for additional drivers or access to exclusive discounts. Loyalty programs can help you save money and enhance your overall rental experience.

Read the contract thoroughly:

Before signing the rental contract, take the time to read all the terms and conditions carefully. Pay close attention to details such as mileage restrictions, additional driver fees, and any potential penalties. Understanding the contract ensures that you are fully aware of the rental terms and can avoid surprises.


By elaborating on each of these 10 tips, you can make informed decisions and avoid overpaying when renting a car. From understanding your insurance coverage to booking in advance, being aware of return time, and reading the contract thoroughly, these strategies will help you navigate the rental process with confidence. Remember to conduct thorough research, compare prices, and consider your specific needs to ensure a cost-effective and enjoyable car hire experience.